Free tool

Every OTA, every cut,
sourced and dated.

Host commission, guest fees, payout speed, cancellation power — across Airbnb, Booking.com, Vrbo, Expedia, Agoda, HomeToGo and direct. Quarterly verified.

ChannelHost commissionGuest feePayoutCancellation power
Airbnb
HQ USA
15.5% single fee (most hosts); 3% split fee being phased out
Paid by: Split
0% (single fee) / 14.1-16.5% (split)
Sent by end of business day after check-in (stays ≤27 nights), plus payout-method time
EUR, USD, GBP + 40 more
Guest-favored
Booking.com
HQ Netherlands
Set in your contract (varies by country, property type and agreement)
Paid by: Host
0%
Monthly commission invoice; with Payments by Booking.com, monthly, weekly or daily payouts (varies by country)
Local currency only via Booking.com Payments
Mixed
Vrbo
HQ USA (Expedia Group)
12% commission + 3% payment processing
Paid by: Split
Variable traveler service fee
Sent 1 business day after check-in, then 5-7 business days to your bank
USD primary; EUR/GBP/AUD in select markets
Mixed
Expedia
HQ USA (Expedia Group)
15-20%
Paid by: Host
0%
Net 15 or 30
Multi-currency via Expedia Partner Central
Mixed
Agoda
HQ Singapore (Booking Holdings)
12-15%
Paid by: Host
0%
Net 30
USD, EUR, GBP, plus APAC currencies (THB, SGD, HKD, etc.)
Mixed
HomeToGo
HQ Germany
8-12% (meta-search, varies)
Paid by: Host
0%
Net 14
EUR primarily
Host-favored
Direct booking
HQ Your own site
0% (Stripe ~1.5% + €0.25 EU cards)
Paid by: Host
0%
2 business days (Stripe standard)
Any Stripe-supported currency
Host-favored

Last verified 2026-05-09 · re-verified quarterly · scroll horizontally on mobile

When each channel wins

And where each one quietly costs you a relocation.

Airbnb

Best for

Leisure stays 1-3 nights, mobile-heavy demand, international guests.

Watch out

Airbnb is moving hosts to the single fee, and it is mandatory if you connect property management software. You can't switch back.

Source: Airbnb Help Center, EU VAT guidance

Booking.com

Best for

Longer stays, business travel, EU + APAC volume, listings with strong reviews.

Watch out

Preferred Partner and Visibility Booster add commission on top of your base rate. Commission also applies to VAT in most countries, but not to city tax.

Source: Booking.com Partner Hub commission table

Vrbo

Best for

Entire-home / family vacation rentals, US + UK + AU markets, multi-week stays.

Watch out

The 3% processing fee also applies to taxes and refundable deposits. The annual subscription is closed to new hosts.

Source: Expedia Group host fee schedule

Expedia

Best for

Hotel-format inventory, business stays, package + flight bundles.

Watch out

Designed around hotels, not short-stay homes. Most short-stay hosts reach Expedia via Vrbo channel rather than direct.

Source: Expedia Partner Central published rates

Agoda

Best for

APAC demand, especially Thailand / Vietnam / Indonesia / China.

Watch out

Lower commission than Booking.com but APAC-skewed traffic. Outside that region, volume is thin.

Source: Agoda YCS partner agreement

HomeToGo

Best for

European vacation rental aggregator traffic, supplementary channel.

Watch out

Meta-search model — guests can re-route to other OTAs. Not a primary distribution channel.

Source: HomeToGo Partner Center

Direct booking

Best for

Returning guests, word-of-mouth, brand-built demand, multi-night & shoulder-season fills.

Watch out

Cold acquisition is hard — only economic once you have OTA-built reputation and returning-guest flow.

Source: Stripe published fee schedule
Questions hosts ask

The fee math, decoded.

Which OTA takes the lowest commission from hosts?

There is no single answer, because Booking.com sets commission in each property's contract and Airbnb charges most hosts a 15.5% single fee (the older 3% split fee is being phased out). Vrbo charges 12% commission plus 3% payment processing. Direct booking via your own widget carries 0% commission, with only card processing (Stripe Ireland lists 1.5% + €0.25 for standard EEA cards). Check your own contract and payout statements before comparing.

Which OTA pays hosts fastest?

Airbnb sends most payouts by the end of the business day after check-in (stays of 27 nights or less), and Vrbo sends payouts one business day after check-in; your payout method then adds processing time. Booking.com invoices commission monthly, and with Payments by Booking.com pays out monthly, weekly or, in some countries, daily. New hosts on Airbnb can be paid after checkout until they have two completed stays or a verified listing.

Should I list on every OTA?

No. The optimal mix for most short-stay hosts is Airbnb + Booking.com (covers ~80% of demand) + a direct booking widget for returning guests. Adding Vrbo/Expedia makes sense for US-leaning markets; Agoda for APAC. Each additional OTA adds calendar-sync complexity and the marginal demand drops fast. The cost of double bookings rises non-linearly with the number of channels — running many channels requires careful calendar checks, especially during peak dates.

How does Booking.com's commission compare to Airbnb's?

Booking.com's commission is a percentage set in your contract, depending on country, property type and agreement, and programs such as Preferred Partner add to it. It applies to the total booking amount including fees such as cleaning, and to VAT in most countries, but not to city tax. Airbnb charges most hosts a 15.5% single fee on the nightly price plus host fees, with no separate guest service fee. Compare your actual contract rate with your Airbnb fee line on a real payout.

Who controls cancellations — host or guest?

Airbnb tilts most strongly toward the guest: even on 'strict' policies, Airbnb's Extenuating Circumstances clause regularly overrides host policies. Booking.com is more host-friendly by default but the platform's flexible policy is the standard most listings opt into for ranking reasons. Vrbo and Expedia let hosts set firmer policies that the platform honors more consistently. Direct booking gives the host full policy control — you set the terms, you enforce them, no third-party override.

When is direct booking worth it?

Direct booking starts to pay off once two conditions are met: (1) you have a base of returning guests or word-of-mouth referrals — typically after 18-24 months of OTA-built reputation; (2) you have a working widget on a domain guests can find. Cold acquisition via direct booking is hard — you're competing with OTAs' billion-dollar marketing budgets. The realistic mix for year 2+ is 50-60% OTAs + 30-40% direct, with the direct share growing as your guest list does. A 0% commission widget like BookBed's pays for itself after 2-3 direct bookings per month.

Want a line-by-line breakdown of just one channel? Run a nightly rate through the Airbnb fee calculator to see what Airbnb takes, what your guest pays, and what lands in your account.

Stop the per-booking cut

Add a 0% commission direct widget alongside the OTAs.

BookBed runs your direct booking widget at 0% commission, uses two-way iCal with Airbnb and Booking.com, and sends checkout payments to your own Stripe account. See pricing.